Stop researching.
Start deciding.
Book a free 30-minute Insurance Clarity Call with Florian. We'll map your situation, stress-test what you already have, and you'll walk away with a written one-page action plan in your inbox within 24 hours.
One call. One page. One clear next step.
We don't end the call with a vague "let me think about it." We end it with a written one-page plan — in your inbox within 24 hours — so you can stop second-guessing every German insurance decision on your desk.
Emailed within 24 hours. Your three priorities, the right insurance category for each, and the exact next step.
We map your eligibility, your true monthly cost, and the long-term trade-offs — in plain English.
Family reunification, return-to-Germany rules, leaving the country mid-contract. The stuff Check24 doesn't show.
If you already have a quote, we'll stress-test it. If not, we'll tell you exactly which two providers to compare.
The Clarity Call is for you if …
Not every visitor should book. The five statements on the right are how I self-select — if you can mentally tick at least three, this call is genuinely worth your 30 minutes.
- 01
You live in Germany — or you're moving here within 3 months.
- 02
You're considering private health insurance, or you specifically want to optimise public.
- 03
You'd rather talk in English with someone who handles the paperwork end-to-end.
- 04
You want a second opinion before you sign or switch — not just a price comparison.
- 05
You're okay with a 30-minute conversation that ends in a written plan, not a contract.
What this call is — and what it isn't.
Most Expats have been burned once by a "free consultation" that turned out to be a sales script. Here's exactly what to expect from this one.
- 30 focused minutes — your agenda, not a script
- A written one-page plan emailed within 24 h
- The same call I do for paying clients in onboarding
- Independent advice across 50+ insurance partners
- A clear answer to 'what should I do next?'
- A hard sell on private health insurance
- A 90-minute commitment with three follow-ups
- A call-centre script with 'today only' pricing
- Tied to any single insurer or product
- An obligation to switch, sign, or buy anything
"No pitch, no script, no obligation — just 30 minutes."
Three small steps. One clear outcome.
Choose a topic, your timeline, and a slot that works. Takes under 90 seconds. You'll get a confirmation immediately and a calendar invite within 2 minutes.
Video call on Zoom (or phone, your pick). I'll have read your topic ahead of time. We map your situation, talk through options, and prioritise.
A written one-pager in your inbox — three priorities, the right insurance category for each, and the exact next step. Yours to keep, no strings.
Three short steps. 90 seconds.
Tell me the one decision pushing you to book, pick a slot, and we're set. No long forms, no pop-ups, no surprise upsell.
What's the one decision pushing you to book?
I'll use this to prep for the call so we don't burn the first ten minutes setting context.
Three short notes from past Clarity Calls.
"I'd been stuck between PKV and GKV for two years. Florian gave me a written plan within 24 hours. I made the decision the next day."
"The first broker who didn't push me toward the highest commission. Honest, English, fast."
"30 minutes saved me four hours of Reddit threads. Worth every second."
I'm Florian. I help Expats stop guessing their German insurance.
Independent broker, §34d GewO licensed, working with 50+ providers across health, life, liability, household and legal. I run my practice end-to-end in English — including paperwork and claims — which is the part most "English-speaking" brokers outsource to a German back office.
The Clarity Call is the same first conversation I have with my paying clients. I just unbundled it so people can use it without committing to anything.
Everything else people ask before they book.
Yes, genuinely free. Florian is paid by the insurer if — and only if — you eventually choose to set up a policy through him. The Clarity Call itself is independent, non-binding, and you can take the written plan and walk away. No invoice, no follow-up sales sequence.
30 minutes today. Clarity for years.
The hardest part of insurance in Germany isn't choosing — it's knowing what to choose between. Book the Clarity Call. Get your written one-pager. Decide on your own time.